Author Archives: Philippa Gee

I understand that as a fund management group grows, it tends to focus on extending the range of funds, so that there are offerings which will suit different market conditions, will appeal to most investors and will gain the valuable commodity known as “funds under management”. But is it right to continually keep launching products? I believe many fund management groups ignore the risk of constant reinvention and the following are five points I wish to make to them.

It’s that time of year when snow is more likely and yesterday, given the weather warnings for our county, we all prepared for the worst. Some clients mentioned that they were buying extra food and made sure they had enough

Most products have different advantages; some might offer greater potential, others might attempt to limit the downside, others may be low in charges and others may claim to add tremendous value which more than covers their extra costs. Recently I

Recently I was asked to write a blog for a website used by investment advisers. I decided to do a rather “punchy” piece, to really get the message across. Apologies in advance for the strong opinions viewed, but I felt

Here we are after another set of significant falls in global markets and while the picture is very slightly better this morning, there is still time for it to unravel further. But what does it actually means for investors and

We have seen exceptionally volatile markets and it is unlikely that this will suddenly change to a more positive outlook. The financial worries are contagious, so instead of it applying to one region only, it instead is spreading all around

It’s time for a change. For too long investors have been paying high levels of charges on investments irrespective of their performance. It is unacceptable. Now let’s be honest, I do not agree with high charges even if the asset

Yesterday I was talking to someone well known in the financial industry, about the approach I take with clients and how I charge my fees. They asked me what happens with those people who didn’t need any new financial products?

But one particular aspect which has emerged as having much greater importance than before is the cost, not just for the advice but also the charges of the investment product themselves. Never before have I had clients so interested in the cost of their underlying holdings, and rightly so.

Yet again we have a budget which muddies the water. Where a pound is taken from here and a penny given here, but does that directly help investors who need radical changes? Absolutely not.